Expect the Unexpected in Life: An Insurance Blog

Really, it's all about building my business and myself in the process. This last month or two has been really good (other than it getting dark at 5pm now and the coldness that is making it's way in)

Writing this blog is good for me for a few reasons. It gives me more confidence in my knowledge which is a tough thing to get a hold on when you're just starting out in this business with competition who have been doing it for years and years. It also lets you guys know what I do while providing you guys with invaluable information that you will use through your whole lives. I also have this on my business card as a link to my personality and knowledge. So when I give it out, the person I give it to can look me up and find that I'm a credible, nice, helpful person. I'm going to continue this through my career and it will continue to grow and get better as I grow and get better.

Businesswise I'm focusing on a few different things and I could use your help!

Firstly I am trying to talk to homeowners in Kitchener/Waterloo. As you may or may not know from reading this blog. Homeowners who have mortgages most likely have mortgage life insurance on their mortgage. What they don't realize is they are paying up to double the amount that you would pay for a similar amount of Life Insurance and their insurance is not nearly as good for them. They don't realize this because it's included in their mortgage payment. So basically I'm reducing the cost of people's mortgages and helping them protect their debts in a much better way.

Another thing I've been trying to do is build a network of professionals that I could potentially help. By having this network of people I can send clients or friends to them if they have a need for the services and they can do the same for myself. So I've made a point to make friends with some young professionals and this is going pretty well. I've found it's much easier to make friends with someone than to get them to buy from you. The thing is these friendships will be vital to my success. If you know anyone who owns a business or is a young professional trying to build their client base let me know I'd love to meet them.

Lastly, since my wife if a pharmacist and I understand a lot of the daily struggles she faces I am trying to talk to as many pharamcists as I can about their group disability insurance coverage. Basically, group plans (not just for pharmacists) don't necessarily pay you your entire amount of monthly income with their disability insurance. Another thing with pharmacists is they can get something called Own Occupation disability insurance. This allows them to be paid the disability cheques if they aren't able to perform their duties as a pharamcist. With most jobs they will say...well...can you work in the mail room? or can you sit at a desk and do a similar job? With pharmacists if they can't stand, see, write, deal with stress, then they can be paid their disability insurance. So if you know any pharmacists, doctors, lawyers, MBA grads. I can help them get the best disability coverage there is.

That's about it for now. I'm focusing on these areas because I feel like these are things that I can truely help people with. Rather than just saying "hey you should get insurance" I'm saying "Hey, lets take a look at your insurance needs and determine a solution to the problem that you're facing."

I want to leave you guys with one final thing, something called an elevator speech, or 30 second commercial. Basically it gets the full point of what I do across in under 30 seconds. (this is still a work in progress but I like this one!)

I love feedback so let me know what you think!

Have a great one!

Mike Hamilton